Material Damage

Provides comprehensive cover for owned plant, machinery & equipment against sudden and unforeseen physical loss of damage out of an accident or theft.This cover is also available for rigid trucks, prime movers and owned trailers (for both registered and unregistered items)

Hired in plant– owned by third party

Provides cover for insured’s liability to the owner of a hired plant/equipment against sudden and unforeseen physical loss of damage whilst it is in possession, use and control of the insured

Road Risk Liability (for registered units)

Provides legal liability cover for third party property damage arising out of the use of machine/plant as Road Vehicle.This cover is not available for unregistered units.

Public & products (Broadform) liability

Provides cover for Your liability to Third Parties for Personal Injury or Damage to Property as a result of an Occurrence in connection with Your Business or caused by Your business activities and/or Products.

Machinery breakdown (only available if section 1 is taken)

Provides cover against electrical or mechanical breakdown of machinery & equipment covers cost of repair and/or replacement of the parts or items

Financial protection – business interruption/consequential loss (only available if section 1 is taken)

Provides cover against financial loss to your business if plant/machinery is damaged cover can be tailored to include increased cost of working, loss of revenue, lease repayments, claims preparation costs etc.

We can also include the following coverages to meet your specific business requirements

Agreed plant valueAgreed plant value
Agreed plant valueWet Hire (indemnity to hirer)
Multiple crane operations
Damaged to lifted goods
Owner Protection Plus
Underground risks
Expediting costs
Removal of debris
Gap in finance & CTP Gap cover
Vibration, Weakening or removal of supports
Waiver of subrogation rights
Tool of Trade cover
marine cargo carriers’ liability (goods in transit cover)
accident & sickness cover